Anonymous shelf assessment
Fintech and Disintermediation: Disruption in Finance
Shelf score 7.0 / 10
On Fintech and Disintermediation: How Financial Technology Is Disrupting Finance · Thomas Philippon · Nyu Stern
Published 23 March 2026
This work analyses the impact of financial technology on traditional banking.
Overview
Published in 2016, this book by Thomas Philippon provides an institutional perspective on the disruption caused by fintech in the finance sector. It examines the competitive dynamics and trends within the banking industry as influenced by technological advancements.
The text is aimed at a range of audiences including investors, policymakers, technologists, and bankers, making it a versatile resource for those interested in the intersection of finance and technology. While it offers valuable insights into the evolving landscape of financial services, some of the content may be considered dated in the rapidly changing fintech environment.
By area & interest
Fintech Trends
The book delves into various fintech trends and their implications for traditional banking practices, highlighting the competitive dynamics that are reshaping the industry.
Institutional Perspective
Philippon provides an institutional viewpoint on how financial technology is influencing regulatory frameworks and banking operations.
Target Audience
The content is tailored for bankers and strategists, making it particularly relevant for professionals looking to understand the impact of technology on finance.
Basis of this assessment
This assessment is based on the catalogue description and additional context regarding the book's focus and audience.
Strengths
The book effectively outlines significant fintech trends and their competitive implications, providing a thorough analysis from an institutional perspective.
Limitations
Some of the insights may be outdated due to the fast-paced evolution of technology in finance, potentially limiting its relevance for current practitioners.
Ideal reader
This book is ideal for bankers, strategists, and policymakers seeking to grasp the transformative effects of fintech on traditional financial systems.